Marriott Vacation Club Points: Banking, Borrowing, & Transferring Points

Marriott St. Kitts Beach Club
Marriott St. Kitts Beach Club in the U.S. Virgin Islands

Do you have Marriott Vacation Club Points that you need to put to use? Are you looking for ways to make the most of your points? In this article, we will discuss banking, borrowing, and transferring Marriott Vacation Club Points. We will also provide information on the benefits and drawbacks of each method. So, whether you are just starting out with Marriott Vacation Club Points or you are looking for ways to maximize your points, this article is for you!

Marriott Village d'Ile-de-France
Marriott Village d’Ile-de-France located just 30 miles from Paris

Banking Marriott Vacation Club Points

When you bank Marriott Vacation Club Points, you are essentially putting them into the next Use Year so you can extend the life of the points and use them for future travel. This is a great way to save up points for a big trip or to use them at a later date when you don’t have any immediate travel plans and are getting close to your banking deadline. So, if you are not ready to use your points right away, banking them is a great way to ensure that they will be there when you are ready to use them.

Marriott Vacation Club at Surfers Paradise
Marriott Vacation Club at Surfers Paradise is located on Australia’s Gold Coast

Marriott Vacation Club Banking Deadlines

The deadline to bank points, as well as how long those banked points will be good for is determined by your membership level. You can see on the chart below that the larger number of annual vacation points you own, the more time you have to bank, and the longer those points are good for.

Benefit Level Annual Vacation Club Points Banking Deadline* Use Banked Vacation Club Points
Owner Up to 3,999 6 months Within the immediately following Use Year
Select 4,000 to 6,999 6 months
Executive 7,000 to 9,999 4 months
Presidential 10,000 to 14,999 4 months Within the following 1.5 Use Years
Chairman’s Club 15,000 or more 4 months Within the following 2 Use Years
*Prior to the end of current use year

Marriott Bali Nusa Dua Gardens
Marriott Bali Nusa Dua Gardens in Thailand

Borrowing Marriott Vacation Club Points

If you find yourself in need of Marriott Vacation Club Points, but don’t have any immediately available, you can always borrow points from the next Use Year. Borrowing Marriott Vacation Club Points is a great way to bridge the gap and get the points you need for your trip. However, it is important to keep in mind that if you need to cancel the vacation booked with borrowed Vacation Club Points, the borrowed points can be used to book another vacation prior to their original expiration date, but can’t be banked for the following use year. So, be sure to use them before they expire!

Marriott Vacation Club at Los Suenos
Marriott Vacation Club at Los Suenos in Costa Rica

Transferring Marriott Vacation Club Points

Marriott Vacation Club Points can also be transferred to other Marriott Vacation Club Points owners. This is a great way to help out a loved one with their Marriott Vacation Club account or to get more points for your own account.

When transferring Marriott Vacation Club Points, it is important to keep in mind the following:

  • Marriott Vacation Club Points cannot be transferred again after being transferred once
  • Transferred Vacation Club Points retain the transferring Owner’s Use Year
  • Transferred Vacation Club Points are no longer able to be banked
  • Transferred Vacation Club Points are not eligible to be converted to Marriott Bonvoy points

Learn More About Marriott Vacation Club Points

With Marriott Vacation Club points, owners are offered a high degree of flexibility. Not only with the over 80 top-tier resorts to choose from, or the ability to book any unit size, or any time of the year, but also in how to manage the use of their points from year to year. We hope this article has been helpful in showing you the options at your disposal as an existing or future Marriott Vacation Club owner.

If you’d like to explore just how affordable Marriott Vacation Club points can be on the resale market, feel free to browse our selection of Marriott Points resales. If have any questions regarding the process, or what package would work best for you, you can fill in a contact form to be assigned one of our Licensed Marriott specialists who can walk you through the process.