As the end of the year approaches, Hilton Grand Vacations (HGV) owners are reminded to bank any unused 2025 ClubPoints before the November 30th deadline. Banking your points not only ensures they don’t go to waste but also helps you save on fees.
This article provides an overview of the banking process, the associated fees, and tips for maximizing your ClubPoints.
Understanding the ClubPoints Banking Process
What is Banking?
Banking allows Hilton Grand Vacations owners to save unused ClubPoints from the current year and apply them to future vacations. This feature is particularly useful for those who may not have been able to travel during the year but still want to make the most of their ownership.
Key Deadlines and Fees
The earlier you bank your points, the lower the associated fees. Here’s a breakdown of the 2025 fee schedule for saving ClubPoints:
Saved Points Exception |
|
|---|---|
| Saved Points Exception from Prior Year – January – Phone only | $372 |
Hilton Honors Conversion Fees |
|
| Hilton Honors Conversion – Club or Bonus Points – Phone/Online | $189 / $174 |
| Elite – Hilton Honors Conversion – Club or Bonus Points – Phone/Online | $189 / $174 |
| Elite Plus – Hilton Honors Conversion – Club or Bonus Points – Phone/Online | $189 / $154 |
| Elite Premier – Hilton Honors Conversion – Club or Bonus Points – Phone/Online | Complimentary |
Save Points Deposit | January — August |
|
| Save Points – Phone/Online | $144 / $120 |
| Elite – Save Points – Phone/Online | $144 / $120 |
| Elite Plus – Save Points – Phone/Online | $144 / $100 |
| Elite Premier – Save Points – Phone/Online | Complimentary |
Save Points Deposit | September — November |
|
| Save Points – Phone/Online | $164 / $140 |
| Elite – Save Points – Phone/Online | $164 / $140 |
| Elite Plus – Save Points – Phone/Online | $164 / $120 |
| Elite Premier – Save Points – Phone/Online | Complimentary |
Save Points Deposit | December |
|
| Save Points – Phone/Online | $269 / $249 |
| Elite – Save Points – Phone/Online | $269 / $249 |
| Elite Plus – Save Points – Phone/Online | $269 / $229 |
| Elite Premier – Save Points – Phone/Online | Complimentary |
RCI Deposit |
|
| RCI Deposit – Phone/Online | $189 / $174 |
| Elite – RCI Deposit – Phone/Online | $189 / $174 |
| Elite Plus – RCI Deposit – Phone/Online | $189 / $154 |
| Elite Premier – RCI Deposit – Phone/Online | Complimentary |
| Extending RCI Deposited Points – by phone only | $164 |
Banking your points before November 30th not only saves you money but also ensures you retain the full value of your unused points.
Maximizing the Value of Your ClubPoints
Use Points Before They Expire
If you’re unable to bank your points, consider using them for last-minute reservations, upgrades, or other HGV experiences. This can be a great way to avoid losing points while still enjoying the benefits of your membership.
Explore Other Options
Hilton Grand Vacations offers several ways to utilize your points, including:
- Exchanging Points: Use your points for stays at other HGV properties or through partner programs.
- Converting to Hilton Honors Points: Convert your ClubPoints into Hilton Honors Points for use at Hilton hotels worldwide.
Tips for Banking ClubPoints
- Bank Early: Avoid higher fees by banking your points as early in the year as possible.
- Use Online Tools: Save on fees by using your HGV online account to bank points instead of calling customer service.
- Plan Ahead: Review your travel plans early in the year to determine whether you’ll need to bank points or use them.
What to Do If You’re Not Using Your Timeshare
Consider Selling Your Ownership
If you find yourself consistently banking or converting points, it may be time to evaluate whether your timeshare still fits your lifestyle. Hilton Grand Vacations ownerships can be listed for resale, often at no upfront cost. A licensed real estate agent can provide a free market analysis and guide you through the process.
Benefits of Resale
Selling your timeshare on the resale market allows you to recoup some of your investment while freeing up resources for other travel options.
Conclusion
Banking unused 2025 ClubPoints before the November 30th deadline is an essential step for Hilton Grand Vacations owners who want to maximize the value of their membership. By planning ahead and utilizing online tools, you can save on fees and ensure your points are available for future vacations. If you’re finding it challenging to use your points, consider exploring resale options to better align your ownership with your travel needs.
